CIR Realty calgary & okotoks
CIR Realty calgary & okotoks

BUYING

You buy a house, you make it a home.

It's one of your biggest decisions, our goal is to make you feel comfortable, and confident with your purchase decision.

Whether a buyers market or sellers market, we’ll help you navigate both and make the process of buying a new home, first home, or your 5th, a great investment. 

We will highlight what we see in the market, share our knowledge and help you feel confident, with your offer, your final price, and investment. Knowledge and timing are powerful tools but insight and experience are invaluable! 

 We will make the process of purchasing your next home easier,  and more enjoyable. 

The buying process

Talk to a mortgage broker

This step gets missed, but it’s crucial, we don’t want to show you homes out of a your budget and we don’t want offers to fall through. Talk to your trusted financial or mortgage  advisor and assess your what price you feel most confident spending based on your goals and budget.

If you need a mortgage professional, reach out to us and we’ll refer you to a trusted advisor.

Know what you really want

We are excited to work with you and begin the journey of house shopping. We will discuss your real estate goals, lifestyle and preferences so we can find you a home that fits your criteria. 

Start by thinking of your must-haves and deal-breakers, then a few ‘nice to have’ items and set up search criteria and source our contacts for the perfect place!

Now that we found your perfect place: 

Now that you’ve found a great home, we work to draft an offer that works for you and your preferred possession and any conditions (most common are financing and inspections) . If it's not accepted, we will negotiate until we land on a deal that works for all parties. 

Getting your documents in order: 

Once everything is approved, your bank will transfer the mortgage money to your lawyer. Your lawyer pays the sellers and registers the land under your name to the government. You are now on your way to becoming a homeowner!

Securing Financing: 

Now that we have the approved offer, we make sure your mortgage broker can finalize the financing and any other financing that needs to be in place. (Yes, even if you were pre-approved) Now is also the time to contact a lawyer and talk to your insurance companies. 

We would be happy to offer references if needed.

Possession Day: 

Once the seller has met conditions, and with a satisfactory inspection, you can accept the keys and move in. 

However, if the conditions haven’t been met yet, we’ll contact the seller’s REALTOR® on your behalf to sort everything out. 

Congratulations!

Quick Mortgage Calculator

This calculator is for information purposes only. Users should not use this calculator to make any financial decisions and should speak with their bank or mortgage broker. The website owner does not guarantee the accuracy or reliability of any information or calculations provided by this calculator. The website owner is not liable for loss or damage of any kind arising from the use of this tool.

Questions?

We will help you complete your financing and inspections, and close on the transaction. We are always here to answer any questions you may have.

Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.